What To Do If You’re Injured in a Car Accident in South Florida
Getting into a car accident can be one of the most stressful experiences of your life — especially when injuries are involved. Whether you’re hit on I-95 in Miami, stuck in traffic in Fort Lauderdale, or navigating busy intersections in West Palm Beach, knowing what to do immediately after a crash is critical. This guide walks you through the exact steps to take if you’re injured in a car accident in South Florida.
1. Check for Injuries and Call 911 Immediately
Your health and safety are the top priority. Check yourself and passengers for injuries and call 911 right away. In Florida, you are required by law to report any accident involving injury, death, or property damage. When police arrive, they will create an official accident report — a document that plays a vital role in your personal injury case.
2. Move to Safety and Exchange Information
If your vehicle is drivable and it’s safe to do so, move to the side of the road to avoid further accidents. Then exchange contact and insurance information with the other driver. Be sure to get:
• Full name and contact info
• Insurance company and policy number
• Driver’s license number
• License plate number
• Make, model, and color of all vehicles involved
Avoid discussing fault or saying things like “I’m sorry” — even innocent comments can be used against you later.
3. Take Photos and Gather Evidence
Use your phone to take clear photos of:
• Vehicle damage
• Road conditions
• Traffic signs or signals
• Skid marks or debris
• Visible injuries
If there are witnesses nearby, ask for their names and phone numbers. Their testimony could support your claim.
4. Get Medical Attention Right Away — Even If You Feel Fine
Under Florida’s Personal Injury Protection (PIP) law, you must seek medical treatment within 14 days of the accident to qualify for insurance benefits. Many car accident injuries — like whiplash, concussions, and internal bleeding — don’t show symptoms right away.
Go to an ER, urgent care center, or your primary care physician as soon as possible and keep copies of all medical records, bills, and prescriptions.
5. Notify Your Insurance Company
Florida is a no-fault insurance state, meaning your own insurance company will cover initial medical bills and lost wages regardless of who caused the accident. However, if your injuries are serious, you may be entitled to file a claim against the at-fault driver for additional compensation.
Report the accident to your insurer as soon as you can, but avoid giving a recorded statement until you’ve spoken with a car accident attorney.
6. Contact a South Florida Car Accident Lawyer
If you were injured in a crash, speaking with a South Florida personal injury lawyer can make a huge difference. An experienced attorney can help you:
• File insurance claims properly
• Navigate Florida’s complex injury laws
• Maximize compensation for medical bills, lost wages, and pain and suffering
At Mulet Law, we serve clients throughout Miami-Dade, Broward, and Palm Beach Counties. We know how to deal with aggressive insurance companies — and we fight to make sure our clients are treated fairly.
7. Keep a File of All Accident-Related Documents
Stay organized. Keep copies of:
• Police reports
• Medical bills
• Treatment notes
• Correspondence with insurers
• Vehicle repair estimates
• Pay stubs or proof of lost income
This documentation strengthens your case and helps your lawyer pursue full compensation.
When to Call a Lawyer After a Car Accident in South Florida
If any of the following apply to your accident, call a lawyer immediately:
• You suffered a serious injury (broken bones, hospitalization, etc.)
• Fault is unclear or disputed
• The insurance company is pressuring you to settle
• Your claim has been denied
• You’re missing work due to your injuries
At Mulet Law, we offer free consultations to review your case and explain your legal options. You don’t pay unless we win.
Injured in a South Florida Car Accident? Mulet Law is Here to Help.
Car accidents can lead to physical, emotional, and financial challenges — but you don’t have to face them alone. At Mulet Law, we’re committed to helping South Florida residents get the justice and compensation they deserve. Whether your crash happened in Miami, Fort Lauderdale, or beyond, our legal team is ready to support you every step of the way.
Schedule your free consultation today — and let us fight for you.
👉 Schedule a consultation with Mulet Law today and get the experienced, local representation you deserve. Don’t wait—your timeline to respond is already counting down.
📞 Call us at (305) 204-7372